This is a 5,000+ word guide on how to become a master of all things credit and credit scoring.
Yup, you read that right. 5,000+ words.
I am not a big fan of using 5,000 words when 500 will do, but a topic this important demands a thorough write up.
First, because your credit score is a vital part of your financial health, and therefore your overall well-being.
Bad credit = more stress, more frustration, and more money needed to buy things like houses and cars. (Read: less freedom)
And secondly, because 90% of the things that you read and hear about credit scores are completely false.
Everybody thinks they understand credit scores when in truth, less than 10% of these people have any idea what they’re talking about. (10% figure based on my own experiences. Scientific accuracy be damned)
Today you become a part of that educated minority.
Over the next 5,000+ words you’ll learn everything you’ll ever need to know about credit and credit scoring.
Go ahead and bookmark this page because you’ll probably want to refer back to it a time or two.
At the very least it will help you diffuse your friend/roommate/coworker/neighbor who keeps telling you that credit cards are evil and to be avoided at all costs. (Face palm)
Ready? Let’s get started.